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785 SW PENNFIELD Terrace
Stuart, FL 34997
today NEW · Active
$1,099,000
$305 / Sqft
3
Beds
3
Baths
3
Garage
3,601
Sqft
0.22
Acres
MLS# B26094395
Cumulative Days on Market: 1 · Includes prior listings · Currently listed since 10/30/26 · Data provided by the MLS.

Property Description

Built in 2021, this beautifully appointed 3-bedroom, 2.5-bathroom residence with a private study and 3-car garage offers the perfect blend of modern design, privacy, and effortless Florida living. Ideally situated on a premium corner homesite at the end of a quiet cul-de-sac within the gated community of Banyan Bay, this exceptional home showcases picturesque lake and preserve views with no rear neighbors. Step inside to discover soaring ceilings, oversized high-gloss porcelain tile flooring, and a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious great room flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, white quartz countertops, modern cabinetry, and generous prep space. The private owner's suite offers a relaxing retreat with a tray ceiling, spa-inspired bathroom, soaking tub, walk-in shower, and beautifully appointed cabinetry. Hunter Douglas window treatments and plantation shutters throughout add an additional touch of sophistication. Enjoy the best of outdoor Florida living from the oversized, covered lanai, where expansive lake and preserve views create a peaceful backdrop and exceptional privacy. The spacious backyard offers ample room for design and build your dream custom pool and spa, creating the ultimate private outdoor oasis. This desirable corner homesite combines the benefits of cul-de-sac living, scenic surroundings, and the opportunity to create your ideal Florida lifestyle. Banyan Bay residents enjoy a low-maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization included. Community amenities feature private St. Lucie River access, a fishing dock, kayak and paddleboard launch, rinse station, and waterfront gazebo. The clubhouse offers a fitness center, resort-style pool, activity room, and catering kitchen for social gatherings and community events.

Property Highlights

Property Type
Residential
Property Sub Type
Single Family Residence
Architectural Style
Colonial, Ranch
Bedrooms
3
Total Bathrooms
3
Living Area
2,668
Price / Sqft
$412
Acres
0.22
Year Built
2021
Condition
Resale
Cumulative Days on Market
1

Location

Area
6070 - Stuart - South of Indian St
City/Township
Stuart
Direction Faces
West
View
Lake
Subdivision
BANYAN BAY PUD PHASE 2A & 2B
County
Martin
Zoning
Residential

Location

Complex Name
BANYAN BAY PUD PHASE 2A & 2B

Lake/Waterfront Information

Waterfront Features
None

Property Details

Price
$1,099,000
Condition
Resale
Property Type
Residential
Property Sub Type
Single Family Residence

Building

Structure Type
House
Levels
One
Stories
1
Total Area
3,601

Community

Community Features
Home Owners Association, Gated, Street Lights, Sidewalks

Local Schools

Elementary School
J.D. Parker
Middle School
Dr. David L. Anderson
High School
Martin County

Interior Features

Bedrooms and Bathrooms

Total Bathrooms
3
Bathrooms on Main Level
3
Full Bathrooms
2
1/2 Bathrooms
1
Bedrooms
3
Bedrooms on Main Level
3

Rooms and Basement

Total Rooms
9

Area and Spaces

Living Area
2,668

Appliances

Appliances
Dryer, Dishwasher, Electric Range, Ice Maker, Microwave, Range, Refrigerator, Washer

Interior Features

Interior Features
Built In Features, Breakfast Area, Closet Cabinetry, Dining Area, Separate Formal Dining Room, Entrance Foyer, High Ceilings, Kitchen Island, Main Level Primary, Pantry, Sitting Area In Primary, Split Bedrooms, Walk In Closets
Flooring
Carpet, Tile, Wood
Laundry Features
Inside, Laundry Room, Laundry Tub, Sink
Accessibility Features
None
Security Features
Gated Community, Smoke Detectors
Entry Location
Entry Level Living Area Y

Heating and Cooling

Heating Features
Central

Building Details

Construction

Architectural Style
Colonial, Ranch
Year Built
2021

Materials

Construction Materials
Concrete, Stucco
Roof
Concrete, Tile

Terms

Terms

Special Conditions
Standard
Special Terms
Cash, Conventional, Va Loan
Cumulative Days on Market
1

Taxes

Tax

Tax (Annual)
$10,651.70
Tax Assessed Value
706078.00

HOA

Has HOA
Yes
Association Fee
$325 /mo
Association Ammenities
Clubhouse, Pool, Sidewalks
Association Fee Includes
Common Areas, Recreation Facilities, Security

Heating, Cooling & Utilities

Cooling Features
Central Air, Ceiling Fans, Electric

Utilities

Utilities
Sewer Available, Water Available
Sewer
Public Sewer
Water Source
Public

Lot

Acres
0.22
Lot Size
9,533
Lot Features
Cul De Sac, Many Trees, Sprinklers Automatic, Less Than Quarter Acre

Exterior Features

Exterior Features
Outdoor Living Area, Room For Pool
Patio And Porch Features
Covered, Patio

Parking

Total Parking Spaces
6
Garage Capacity
3
Covered Spaces
3
Parking Features
Attached, Driveway, Garage, Garage Door Opener

Pool Features

Pool Features
Association

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Property History

Today
Property information last updated
Today
Status Active. This is the date the listing was placed on market.
Cumulative Days on Market: 1 day (includes prior listings) · Currently listed since October 30, 2026. Data provided by the MLS.

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